Own a home

$100 Down

using the $100 Down FHA Program

Multiple Options & programs available

No Credit or Income Qualifications

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*The FHA $100 Down payment program being offered, is an FHA product used to purchase FHA foreclosures or HUD homes only being purchased as a primary residence. This is an option given for HUD foreclosures only, and not available for non HUD foreclosures. Buyer must submit a full price offer, cannot purchase a HUD home within preceding 24 months, and have a minimum credit score of 580.

All programs are subject to qualification of program guidelines including household income eligibility, assets, areas, and minimum property standards. Not all applicants will qualify and not all areas or properties will qualify. Program guidelines, availability, fees, and descriptions are subject to change at any time without notice. House Photos are Not Actual Listings or a Home that is available on the market or for sale. The home photo is clip art and is only used as an example of a home.+

Helping Families Achieve Home Ownership

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Primary Residence, Purchase Only

This program was created to make purchasing a HUD foreclosure easier by removing down payment barriers. Anyone can purchase a HUD foreclosure, but the $100 down is only available for primary residence use. The extremely low, $100 down payment options opens up home ownership opportunities for many families who might not otherwise be able to afford it

Very Low Out of Pocket Expenses

Since closing costs or buyer expenses can be negotiated as part of the offer, the only thing left could be the down payment. With the $100 down program, this lowers the down payment requirement. With proper negotiations, $100 could realistically be all that is needed to purchase a home.

Multiple Terms to Choose

The FHA $100 down program is available in multiple terms. You can choose a 10yr, 15 yr, 20 yr, 25 yr, and 30 yr option. You should get with your lender for option scenarios.

Can Combine Programs to Pay for Repairs

Many foreclosued properties are in need of repairs, so the FHA $100 down program will allow you to combine the FHA 203(k) or the FHA 203(b) Repair Escrow. This will allow the buyer to finance the cost of repairs & updates.

580 Minimum Credit Score

The FHA $100 Down Program also has a minimum credit score of 580. Unlike many programs that require a higher credit score, this could be a great option for most families.

Testimonials

The reverse mortgage eliminated my monthly mortgage payment which freed up almost $1,500 per month, plus I was able to get cash for improvements and a small line of credit. The reverse mortgage just freed up my largest monthly payment, which is a breath of fresh air for me.

We didn't realize how much monthly we could actually get from the equity in our home. The reverse has not only eliminated our mortgage payment, but is paying us monthly. We were able to pay off all our debts and install a solar system on our home, which helps our monthly expenses. I would definitely recommend.

This company helped me understand the process and my options and walked me through the classes required. I am so happy with this new reverse mortgage. It's going to give me money for multiple vacations that I have always wanted to do.

This company made it easy to understand the options for a reverse mortgage. We've been able to add a new pool and deck to have our grandkids over. So, our home has become the weekend spot for everyone to visit and we love that. By eliminating our mortgage payment, we have money to do more things.

We are so happy in our new reverse mortgage. We were worried about our retirement years, but with this new loan we don't have to worry about a house payment and have been able to eliminate all of our debt and still have money left over. We are going to be able to breathe better with our monthly bills.

Reverse mortgages are a way for homeowners, 62 and over, to access equity they have in their homes
A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live in the home
You still own your home throughout the entire term of the loan
A reverse mortgage can help you access cash based on the value of your home without you having to make monthly mortgage payments and can help you better manage your financial future

Qualifications

There are no income or health requirements, and minimal credit verification requirements.

The amount of reverse mortgage benefit is determined by

The age of the youngest borrower on title (all borrowers must be at least 62 years of age)

The current appraised value of the home

Current interest rates

Get A FREE Home Buying Analysis

Find Out How to Qualify for the $100 Down & Other Programs

Cindy Swearengin

(210) 877-4663

(210) 825-8244

available from 9am to 7pm

NMLS#315962

Email: Info@HelpForHomeBuyers.com