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Home
Refinance
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Loan
Application
Borrower (Full Legal Name, Including Suffix: Jr, III, etc.)
Co-Borrower (Full Legal Name Including Suffix: Jr, III, etc.)
How Long Have You Owned this Property?
1-6 Months
6-12 Months
More Than 12 Months
Phone #1
Phone #2
Email #1
Email #2
Property Type
Primary Home
Second Home
Investment
Type of Loan On Property?
Purchase Loan
Refinance
Home Equity or Cash-Out
Home Improvement
Other
Total Current Monthly Payment?
Mortgage Balance(s) ?
Current Interest Rate(s) ?
Reason for Time Frame ?
In Current Lease
Saving for Down Payment
Working on Credit
Waiting for Gift Funds
Other
Please Describe Your Plan for Buying A Home
What is Your Current Credit Score ?
700 or Higher
650 to 699
600 to 649
550 to 599
500 to 549
Under 500
Are you Monitoring Your Credit ?
Not Monitoring Credit
Credit Karma
Credit Bureaus
Bank or Lender
Other Source
Current Address (Street Address, City, St, Zip)
Current City
Current State
Current Zipcode
How Long At Current Address ?
Less Than 6 Months
6 Months to 1 Yr
1 Yr to 2 Yrs
2 Yrs or More
Current Housing Status? Do You Currently Own or Rent ? How Are You Renting ?
Renting from Company - Lease In Your Name
Renting from Person - Lease In Your Name
Renting - Lease Under Other Name
Living with Parents / Friends
Own Primary Home - Going to Sell
Own Primary Home - Keeping As Rental
How Much is Your Current Monthly Rent ?
Previous Address if Less Than 2 Yrs At Current (Street Address, City, St, Zip)
How Long At Previous Address ?
Less Than 6 Months
6 Months to 1 Yr
1 Yr to 2 Yrs
2 Yrs or More
Current Occupation / Job Title
Current Employer
How Long at Current Employer & Job Title ?
Current Monthly Gross Income
Full Time ? W-2 or 1099 ?
Full Time - W-2
Part Time - W-2 (Less Than 35 hrs)
Full Time - 1099
Part Time - 1099
Self-Employed
Previous Occupation / Job Title (If Less Than 2 yrs at Current)
Previous Employer (If Less Than 2 yrs at Current)
How Long at Previous Employer & Job Title ?
Monthly Gross Income at Previous Employer
Full Time ? W-2 or 1099 ? (Previous Employer)
Full Time - W-2
Part Time - W-2 (Less Than 35 hrs)
Full Time - 1099
Part Time - 1099
Self-Employed
Explain Job Gaps or Multiple Jobs / Employers Over Last Two Years. Need A Two Year History
Do Your Currently Have Funds for Down Payment ?
Yes
No
Currently Saving
How Much Currently Available for Down Payment
Source of Down Payment ?
Primary Checking or Savings Acct
401k or Other Investment Acct
Gift From Family Member
Approved Down Payment Assistance
Borrower Date of Birth
Borrower Social Security
Borrower Marital Status
Married
Unmarried
Co-Borrower Date of Birth
Co-Borrower Social Security
Co-Borrower Marital Status
Married
Unmarried
Credit Report Authorization
I Authorize 1st Choice Lending to Request a Credit Report on All Applicants
Submit
List of Documents Needed
2018 & 2019 Tax Returns
2018 & 2019 W-2’s and/or 1099’s
Last 30 Days of Paystubs
Last 2 Months Bank Statements
Most Recent 401k /IRA Statement
Upload Your Loan Documents Here
Send
